Missouri Boat Insurance
Protect your watercraft on the Lake of the Ozarks, Table Rock, and beyond
Whether you have a bass boat, pontoon, jet ski, or cabin cruiser, Missouri's lakes and rivers demand proper coverage. Your boat is an investment - protect it.
Starting at
$25
/month
What Boat Insurance Covers
Hull Coverage
Physical damage to your boat from collisions, storms, or vandalism
Liability Protection
If you injure someone or damage their property while boating
Medical Payments
Injuries to you and passengers regardless of fault
Uninsured Boater
Protection when hit by someone without insurance
Trailer Coverage
Your boat trailer during transport and storage
Personal Effects
Fishing gear, electronics, and equipment on board
Why Missouri Boaters Need Proper Coverage
- Lake of the Ozarks has 1,150+ miles of shoreline and heavy traffic
- Missouri doesn't require boat insurance - but lenders and marinas often do
- Liability claims from boating accidents can reach $500,000+
- Covers theft, fire, and damage during storage and transport
- Specialized coverage for fishing tournaments and water sports