Missouri Homeowners Insurance
Protect your biggest investment with coverage you can trust
From Kansas City to St. Louis, the Ozarks to the Bootheel - Missouri homes face unique challenges. mo.insure provides comprehensive homeowners coverage tailored to our state.
What's Covered
Dwelling Coverage
Protects the structure of your home against covered perils
Personal Property
Covers your belongings inside the home
Liability Protection
Protects you if someone is injured on your property
Loss of Use
Covers temporary living expenses if your home is uninhabitable
Other Structures
Protects detached garages, sheds, and fences
Medical Payments
Covers minor injuries to guests regardless of fault
Missouri-Specific Risks We Cover
Tornado and severe storm damage
Hail damage (common in spring)
Ice and freezing damage
Wind damage
Fire and smoke damage
Theft and vandalism