Missouri Umbrella Insurance
Extra liability protection when your other policies aren't enough
Umbrella insurance provides an additional layer of liability coverage beyond your auto, home, or renters insurance limits. It's your financial safety net against lawsuits and major claims.
Starting at
$13
/month
What Umbrella Insurance Covers
Excess Liability
Kicks in when your auto or home policy limits are exhausted
Lawsuit Defense
Legal fees and court costs when you're sued
Bodily Injury Claims
Medical bills, lost wages, and pain & suffering damages
Property Damage
Damage you cause to others' property beyond your primary policy
Personal Liability
Libel, slander, defamation, and false arrest claims
Worldwide Coverage
Protection that follows you anywhere in the world
Why Missouri Families Need Umbrella Coverage
- Lawsuits can exceed your home/auto policy limits in seconds
- Protects your savings, retirement, and future income from judgments
- Surprisingly affordable: $1 million coverage often costs $150-300/year
- Required if you have significant assets, rental properties, or a pool
- Peace of mind for families with teen drivers or active lifestyles